SmartQual Financing
SmartQual™

Leads Arrive
Financing-Ready

SmartQual™ automatically matches homeowners with financing options — including HELOC — before they ever speak to a dealer. A lead with financing already discussed is a fundamentally stronger lead.

HELOC pre-matched automatically
Removes the #1 sales objection
Higher-intent homeowners
Zero extra work for your team
HELOC Pre-MatchedHome Equity FinancingRemoves #1 Sales ObjectionHigher-Intent LeadsFaster Sales CyclesZero Extra WorkIncluded in Lead BoostFinancing-Ready Homeowners
HELOC Pre-MatchedHome Equity FinancingRemoves #1 Sales ObjectionHigher-Intent LeadsFaster Sales CyclesZero Extra WorkIncluded in Lead BoostFinancing-Ready Homeowners
Why SmartQual™ Changes Everything

The #1 Reason Deals Die Is Financing.
We Solve It Before the First Call.

Most home service deals stall because the homeowner doesn't know if they can afford it. SmartQual™ eliminates that friction entirely — before your sales team ever picks up the phone.

Removes the Biggest Objection

87%

of lost deals cite affordability

Removes the Biggest Objection

"I can't afford it" kills more home service deals than anything else. SmartQual™ presents financing options inside the SSP so homeowners already know they can afford it before your team calls.

Higher-Intent Leads

higher intent vs a standard lead

Higher-Intent Leads

A homeowner who has seen their financing options and clicked to proceed is significantly more committed than a standard lead. SmartQual™ leads arrive further down the buying journey.

Faster Sales Cycles

40%

faster close vs cold leads

Faster Sales Cycles

When financing is already discussed, sales teams spend less time on affordability conversations and more time closing. SmartQual™ leads close faster and at higher average ticket sizes.

How SmartQual™ Works

Financing Matched Before
Your Team Makes the First Call

Completely automatic. No forms for the homeowner to fill out. No extra steps for your team.

01

Smart Score Analyzed

SmartQual™ reads the homeowner's A–F Smart Score, home equity value, and credit profile from the scoring run.

02

Financing Options Matched

HELOC eligibility, home equity loans, and project financing options are automatically identified and matched to the homeowner's profile.

03

Presented Inside the SSP

Matched financing options appear directly inside the homeowner's Smart Savings Plan — alongside the product recommendations.

04

Lead Arrives Pre-Qualified

When the homeowner selects the services they want, your team receives a lead that already knows their financing options. The affordability objection is gone.

SmartQual™ — Live Financing Match

H. Johnson

Pre-Qualified ✓

Home Equity

$180,000

Est. HELOC

Up to $130K

Smart Score

A — 92%

Financing

Matched

Financing Options Presented

HELOC — Primary Option

Variable Rate

Matched

Home Equity Loan

Fixed Rate

Available

Project Financing

0% Promo Options

Available
Exclusive Qualified LeadsPerformance-Based PricingNo Upfront CostPart of Lead Boost SuiteHELOC Matched AutomaticallyA–F Lead GradingSmart Savings Plan IncludedHootsy AI 24/7
Exclusive Qualified LeadsPerformance-Based PricingNo Upfront CostPart of Lead Boost SuiteHELOC Matched AutomaticallyA–F Lead GradingSmart Savings Plan IncludedHootsy AI 24/7
Ready to Send Financing-Ready Leads?

Send Leads That Arrive
Financing-Ready

SmartQual™ is included in the Lead Boost program at no additional cost. Book a demo and see how financing-ready leads change your close rate.